CORPORATE FINANCIAL EDUCATION INITIATIVES AND THEIR IMPACTS ON RETIREMENT PLANNING

Abstract

Financial planning for retirement has become an increasingly relevant topic in light of changes in the labor market, increased longevity, and the limitations of the public pension system. In this context, corporate financial education emerges as a strategy capable of supporting workers in building a safer and more sustainable financial path. This article aimed to understand how companies contribute to employees’ retirement financial planning through financial education programs. The research adopted an exploratory and qualitative approach, based on a literature review and documentary analysis of institutional materials from three major Brazilian companies: Banco do Brasil, Ambev, and Vale. The results indicate that corporate initiatives focused on financial education promote changes in employees’ behavior, encouraging practices such as expense control, saving, conscious investing, and enrollment in supplementary pension plans. In addition, it was observed that such programs contribute to financial well-being, stress reduction, and the strengthening of the relationship between employee and organization. The study concludes that business action in this field represents a relevant contribution both to workers’ quality of life and to organizational sustainability.